Submitting the roof insurance claim is a 5-step process.
Step 1: Inspection
A roof inspection is the first and foremost part of the process in which the damages to the roof are calculated and documented. A roof inspection is a skill that’ll take time to master as even the slightest mistake can lead to the rejection of the insurance claim.
Here at Hornsby Roofing, we have a dedicated team of roofing inspectors with an eye for detail. The team will ensure that every part of the roof including siding, gutters and windows are inspected. Even minor flaws like missing shingles and sidings are never neglected by our experts, unlike a local roofing contractor. Once the peripheral inspection is complete, our team will look for any internal signs of leakage from the roof which will be photographed and filmed for the insurance cause.
Step 2: Documentation
After the inspection of a damaged roof, the findings of the inspection are documented for the insurance claim. Once the assessment documentation is done, we’ll schedule a second visit to the site to double-check that we haven’t left anything behind.
Unlike other insurance providers, we assist you with the labour necessary for quality roof repairs and any replacements if required. If you are to reinstate that happy family life, reaching out to Hornsby can be the most sensible decision you should take.
Step 3: Insurance claims
Now that the inspection part is complete you can move forward with your claim. We will make sure that temporary repairs are done on the roof for your safety. Note that while raising the insurance claim you need to figure out the type of your insurance coverage properly. Check whether it is an RCV (Replacement Cost Value), the value of the roof when it is to be replaced including the depreciation or an ACV (Actual Cash Value), the value of the roof at the time of loss. The details we compiled can now be handed over to the insurance company for their preliminary estimation.
Once this is done. you are all set for the inspection from the provider side for the roof insurance claim process to continue.
The insurance adjuster will reach out to your property in person. At this stage of the roof insurance claim process, a representative from Hornsby will assist you in going through it. He will make sure all the aspects are well conveyed to the adjuster and the replacement cost is accurately calculated.
Step 4. Repairs
We will be waiting for the insurance company to approve your claim. Once done, there is no turning back. All the purchases and final modifications, if necessary, will be done at the earliest.
As all the hustle and bustle of papers, documentation and inspections are over, you can leave the rest to the shoulders of Hornsby, who will take care of all your requirements in the scheduled time at the expected quality